Capital Advice

Powering Queensland’s SMEs with tailored capital solutions.

At Mortar Finance, we’re committed to exploring all potential sources of capital for your business. We carefully consider factors such as cash flow, risk, tax implications, and asset protection to tailor the best solution. Our rigorous qualification process for finance applications enables high-confidence submissions likely to gain approval. While we often aim for the most cost-effective outcome, we’re open to exploring other viable options that meet your needs.


We believe small businesses require four essential capital sources: plant & equipment, investment, working capital, and human capital. To address these needs, we proudly offer solutions through traditional debt, grants, equity, and cash drivers, optimizing both P&L and balance sheet.

Our Expertise

Cash flow

Risk assessment

Tax implications

Asset protection

Traditional debt

Grants

Equity

Cash drivers

Why Choose Us

Why Choose Mortar Finance for Capital Advice?

Holistic Approach

We consider all aspects of your business to provide the most suitable capital solution.

Rigorous Qualification

Our thorough process ensures high-confidence finance applications with a strong likelihood of approval.

Cost-Effective Strategies

We aim for the most economical outcomes while remaining open to viable alternatives.

Customised Solutions

Our advice is tailored to your specific business needs and goals.